Critical Illness Plan Summary
If you’re diagnosed with a covered critical illness or cancer, group critical illness insurance can help with your expenses, so you can concentrate on what’s most important – your treatment, care and recovery.
Plan Benefits Include:
- Provides a lump sum payment in the event of a serious covered illness
- No Pre-Existing Condition limitation
- Coverage amounts:
o Employee: $5000 – $20,000
o Spouse: $5000 – $10,000
o Child(ren): 25% of elected employee amount - Reoccurrence benefits are determined by the condition, and range from 0-50%
- No benefit reduction due to age
- Family coverage available
- Portable
Example of covered illnesses include:
- Cancer
- Heart attack
- Major organ failure
- Parkinson’s Disease
- Organ failure
- Stroke
- Coma
- Kidney failure
- Loss of speech, sight, or hearing
Additional covered conditions for dependent children include:
- Cerebral Palsy
- Cleft lip or palate
- Cystic Fibrosis
- Down Syndrome
- Spina Bifida Type 1 Diabetes